Personal Loans for Your Financial Freedom
Access instant financing without the need for collateral. Our personal loans are fast, hassle-free, and designed to support your goals—whether it's school, emergency needs, or personal projects.
Why Choose Our Personal Loans
Financial solutions designed for your unique needs
No Collateral Needed
Unsecured loans without requiring assets as security
Quick Disbursement
Funds in your account within 48 hours of approval
Flexible Use
Use for any purpose - education, home, travel, or emergencies
Competitive Rates
Lower interest rates than credit cards
Loan Calculator
Your Estimated Repayment
Getting Your Personal Loan
Simple process from application to disbursement
Online Application
5-minute form with basic information
Document Upload
Submit required documents digitally
Instant Decision
Get approval in principle within hours
Receive Funds
Money in your account in 24-48 hours
Eligibility Requirements
Kenyan resident aged 21-60 years
Minimum monthly income: KES 25,000
Employment: Minimum 6 months at current job
Valid bank account in your name
Credit score above 580 preferred
Loan Benefits
No collateral required
Fixed monthly payments
No hidden fees
Flexible repayment terms (3-48 months)
Frequently Asked Questions
Everything you need to know about personal loans
What's the maximum amount I can borrow?
You can borrow up to KES 2,000,000 depending on your income and creditworthiness. First-time borrowers are typically approved for up to KES 500,000.
What credit score do I need?
We consider applicants with scores from 580+. Higher scores qualify for better rates. We'll help you understand options if your score is below 600.
Can I repay early without penalties?
Yes! We encourage early repayment and charge no prepayment penalties. You'll save on interest by paying ahead of schedule.
How do I increase my approval chances?
Provide complete documentation, maintain stable income, and reduce existing debt. Our loan officers can guide you through the process.
What if I miss a payment?
Contact us immediately. We offer a 15-day grace period with a small late fee (2% of payment). We'll work with you to avoid default.
Ready to Apply?
Get your personal loan approved in as little as 24 hours