Logbook Loans for Instant Cash

Unlock the value in your vehicle without selling it. Get cash in 24 hours while keeping your car!

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Why Choose Our Logbook Loans

Get the financial flexibility you need with your vehicle as collateral

High Loan Amounts

Borrow up to 80% of your vehicle's value

Quick Processing

Approval within 24 hours after document submission

Keep Your Vehicle

Continue using your car while repaying the loan

Flexible Repayment

Choose terms from 3 to 24 months

Loan Calculator

Ksh 300,000.00
50,0002,000,000
6 months
324

Your Estimated Repayment

Loan Amount:Ksh 300,000.00
Interest Rate:12% per annum
Processing Fee:Ksh 6,000.00
Monthly Payment:Ksh 51,765.00
Total Repayment:Ksh 310,587.00

How Our Logbook Loan Works

Simple steps to get the cash you need in 24 hours

1

Apply Online

Complete our simple application form in minutes

2

Submit Documents

Provide your logbook, ID, and proof of income

3

Vehicle Inspection

Quick assessment of your vehicle's value

4

Get Cash

Receive funds within 24 hours of approval

Eligibility Requirements

  • Kenyan citizen aged 21-65 years

  • Vehicle registered in your name

  • Proof of regular income (KES 30,000+ monthly)

  • Valid logbook with no outstanding charges

  • Comprehensive insurance cover

  • Vehicle not older than 10 years

Required Documents

  • Original logbook (in your name)

  • National ID or Passport

  • KRA PIN Certificate

  • Proof of income (payslips or bank statements)

  • Valid vehicle insurance certificate

  • Recent utility bill (proof of residence)

Frequently Asked Questions

Everything you need to know about our logbook loans

What documents do I need for a logbook loan?

You'll need your original logbook, national ID, proof of income (last 3 payslips or bank statements), and valid vehicle insurance documents.

Can I apply if my car is still under financing?

Yes, as long as you have completed at least 50% of your current car loan payments. We'll need permission from your current financier.

What happens if I can't repay the loan?

We work with customers facing difficulties to restructure payments. As a last resort, we may repossess the vehicle, but this is rare with our responsible lending approach.

How is my vehicle value determined?

We assess your vehicle's current market value based on make, model, year, condition, mileage and current market rates.

Are there any hidden fees?

No, we are fully transparent. Our only fees are the processing fee (2% of loan amount) and standard late payment penalties if applicable.

Ready to Get Started?

Apply for your logbook loan today and get cash in your account within 24 hours