Group Loans for Collective Growth
Empower your SACCO, chama, or organization with larger loan limits, lower interest, and joint accountability.
Powerful Benefits for Groups
Designed specifically for collective financing needs
Group Eligibility
Loans based on collective creditworthiness
Shared Responsibility
Members support each other's repayment
Higher Loan Limits
Access larger amounts with group strength
Better Interest Rates
Group discounts on interest rates
Group Loan Calculator
Your Group's Estimated Repayment
How Group Loans Work
Simple process for collective financing
Group Application
Designated leader submits group details
Member Verification
We verify all group members
Documentation
Submit group constitution and financials
Fund Disbursement
Receive funds in group account
We Support All Group Types
Chamas
Investment groups and merry-go-rounds
SACCOs
Savings and credit cooperatives
Cooperatives
Agricultural and trade cooperatives
Frequently Asked Questions
Everything groups need to know about our loans
What types of groups are eligible?
We support registered chamas, SACCOs, investment groups, cooperatives, and community organizations with at least 6 months of financial history.
How many members must a group have?
Groups must have 5-30 members to qualify. Larger groups may be eligible for special programs with higher loan limits.
What happens if one member defaults?
The group is collectively responsible. We work with groups to restructure payments, and offer insurance options to cover member defaults.
How quickly can groups access funds?
Approved groups receive funds within 48 hours. New groups may take up to 7 days for verification.
Are there group training programs?
Yes, we provide free financial literacy training and business management workshops for all member groups.
Ready to Empower Your Group?
Apply for a group loan today and unlock your collective potential